Requiring renters insurance is the easy part. It is one line on the lease. Enforcing it is where most landlords quietly give up: texting tenants for a declarations page, trying to remember who is covered and who lapsed, and finding out a policy expired only after something has already gone wrong. The requirement stays on paper while the coverage drifts.

Rentari closes that gap, so the requirement is real all year and not just on move-in day.

Require it on the lease, then stop chasing

Mark renters insurance required on the lease and the follow-up stops being your job. A tenant who moves in with no policy on file is reminded automatically at 7, 14, 30, and 60 days, and you are told about the gap. You set the rule once and the reminders do the nagging.

Any carrier, read by AI

Tenants upload the declarations page from whichever insurer they already use. There is no product to buy through us and no markup on a policy. When the page lands, the AI reads it and pulls out the carrier, policy number, coverage amounts, and dates, so what reaches you is a clean summary to approve rather than a scanned PDF to squint at. You approve what goes on the lease file, so a bad read never slips through on its own.

Reminders run themselves, expiry flags itself

Every policy has an end date, and that date starts watching itself. As it approaches, the tenant is nudged at 30, 14, 7, and 1 days out to upload their renewal, by email and in the portal. The day a policy lapses, its status flips to expired on its own and you get an alert. You hear about a gap from a reminder, not from a claim. The windows and the channels are yours to tune.

Coverage you can prove

Every policy, every reminder, and every expiry alert lands on the lease file. When you need to show a unit was covered on a given day, the record is already there instead of scattered across your texts and inbox. That is the difference between a requirement you wrote down and one you can stand behind.

You stay in control

Rentari runs the chase, not the decision. The tenant keeps their own carrier and their own policy, you approve what goes on file, and the system handles the part nobody enjoys: the reminders, the tracking, and the flag the moment something lapses. Coverage you can prove, without the busywork that used to eat your week.

Renters insurance tracking is included with lease management on Rentari, with no add-on and no per-policy fee. See how it works on the renters insurance feature page.